Oscar Castillo
"Residential" Real Estate

Mortgage Rates


A popular saying is "Knowledge is Power".   In regards to Real Estate,  if you are thinking of Buying or Selling and/or Re-financing it is very important to be kept up-to-date with the activity of Mortgage Rates.

Always know that by you simply knowing the facts of the current up-or-down movement can indeed help you negotiate a LOWER rate on your home loan.  Negotiating a lower-rate has the potential of saving you hundreds of dollars on your monthly house payment.

Below are Links to this weeks current AVERAGE mortgage interest rates.  These links are great tools for you to be kept informed.  My hope is that you use this information to your advantage and maybe it will help you with your decision as to when to make your move.


 Current Mortgage Rates



30-Year Fixed     Click Link

15-Year Fixed     Click Link

 These Mortgage Rates are the "Average Rates" from a weekly survey of major lending institutions.  The survey is named the Primary Mortgage Market Survey® (PMMS®).  Any and all UPDATES are released and posted every Thursday at and/or a little after 10 a.m. Eastern Standard Time (7:00am San Diego).


Loan Limits San Diego County .... year  2023

$ 977,500  - CONVENTIONAL and/or FHA Loans

$ Unlimited - Veterans Administration (VA) ... please NOTEthere is an important condition to this and that is that there will be a 2023 VA Loan "Limit" of $ 977,500 if you want to add another VA Mortgage Loan "on top" of existing VA Loan.  In other words, if you want to carry two VA Mortgage Loans at the same time.... In this scenario, the $977,500 "Cap/Limit" will be applied.


Oscar Castillo 


 ph# (858) 775-1057

DRE# 01140298




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